Most people look up HOA fees when a listing shows a monthly association charge in addition to the mortgage, or when they are weighing a condo against a house in a planned community. The amount depends on the state, on whether the home is a condo or a single-family house, and on what the association pays for, which can be a pool and landscaping or a building's roof, insurance and staff. A statewide figure blends all of those homes together. It also says nothing about the many homes that carry no association fee at all.
Owner-occupied homes that paid a required HOA or condo fee had a median fee of $137 a month in 2025, according to the Census Bureau's American Community Survey (ACS). That was $2 more than the 2024 median of $135, a difference that is not statistically significant at the 90% confidence level by our calculation. The ACS added HOA fees to its condo fee questions in 2024, so 2024 is the only earlier year that can be compared. The Census Bureau publishes medians for this item, not averages, and does not report HOA and condo fees separately, so every monthly fee figure from the ACS in this report is a median of the two combined.
We compiled 11 sources: the Census Bureau's 2025 and 2024 ACS 1-year estimates and its release notice, reporting and documentation on the fee question, the Census Bureau's 2025 Survey of Construction data on new homes sold in homeowners associations, and the Foundation for Community Association Research's 2025 estimates of community associations by state. Data periods run from 2009 through 2025. The Census Bureau released the 2025 ACS 1-year estimates on October 29, 2026. Shares of homes paying a fee, the fee brackets as a share of fee-paying homes and the significance tests are our calculations from ACS estimates and margins of error; every other figure appears as published.
Median Monthly HOA and Condo Fees by State: 2025
This table answers the keyword directly with the median required monthly fee paid by owner-occupied households in each state, split by mortgage status, along with how many owners pay a fee.
| State | Median monthly fee | Margin of error | Median fee, with a mortgage | Median fee, without a mortgage | Owner-occupied homes paying a required fee | Share of owner-occupied homes paying a fee |
|---|---|---|---|---|---|---|
| United States | $137 | ±$1 | $121 | $186 | 23,175,567 | 26.5% |
| Alabama | $59 | ±$4 | $56 | $64 | 273,391 | 18.6% |
| Alaska | $189 | ±$56 | $189 | $189 | 30,392 | 16.4% |
| Arizona | $103 | ±$3 | $98 | $120 | 989,506 | 48.8% |
| Arkansas | $47 | ±$4 | $45 | $51 | 109,424 | 12.7% |
| California | $272 | ±$5 | $261 | $301 | 1,914,953 | 24.7% |
| Colorado | $109 | ±$5 | $100 | $133 | 726,270 | 44.8% |
| Connecticut | $374 | ±$8 | $367 | $382 | 154,280 | 15.9% |
| Delaware | $78 | ±$16 | $68 | $110 | 143,119 | 45.4% |
| District of Columbia | $490 | ±$42 | $456 | $619 | 49,359 | 38.9% |
| Florida | $234 | ±$5 | $179 | $331 | 2,966,809 | 46.8% |
| Georgia | $101 | ±$5 | $95 | $125 | 977,538 | 34.6% |
| Hawaii | $440 | ±$43 | $415 | $470 | 138,228 | 44.0% |
| Idaho | $61 | ±$3 | $56 | $75 | 179,722 | 33.0% |
| Illinois | $246 | ±$5 | $231 | $275 | 850,629 | 24.5% |
| Indiana | $63 | ±$3 | $60 | $73 | 471,829 | 23.6% |
| Iowa | $143 | ±$12 | $119 | $186 | 116,510 | 12.0% |
| Kansas | $71 | ±$3 | $66 | $88 | 176,139 | 21.6% |
| Kentucky | $88 | ±$13 | $73 | $119 | 201,698 | 15.7% |
| Louisiana | $58 | ±$4 | $55 | $65 | 198,774 | 15.8% |
| Maine | $248 | ±$32 | $196 | $318 | 38,118 | 8.3% |
| Maryland | $112 | ±$4 | $107 | $132 | 651,560 | 39.8% |
| Massachusetts | $387 | ±$9 | $362 | $453 | 305,104 | 17.2% |
| Michigan | $126 | ±$7 | $91 | $203 | 573,791 | 18.7% |
| Minnesota | $292 | ±$9 | $267 | $333 | 284,703 | 16.5% |
| Mississippi | $57 | ±$5 | $49 | $72 | 123,960 | 14.5% |
| Missouri | $57 | ±$4 | $52 | $70 | 479,348 | 26.6% |
| Montana | $64 | ±$7 | $64 | $62 | 64,842 | 19.4% |
| Nebraska | $54 | ±$8 | $47 | $73 | 111,865 | 20.5% |
| Nevada | $98 | ±$3 | $91 | $124 | 417,234 | 54.8% |
| New Hampshire | $333 | ±$14 | $311 | $366 | 62,987 | 15.3% |
| New Jersey | $306 | ±$6 | $288 | $326 | 477,679 | 21.0% |
| New Mexico | $60 | ±$4 | $55 | $72 | 90,284 | 15.0% |
| New York | $809 | ±$23 | $763 | $856 | 634,915 | 14.9% |
| North Carolina | $85 | ±$3 | $78 | $112 | 953,730 | 31.4% |
| North Dakota | $185 | ±$24 | $148 | $216 | 17,059 | 7.8% |
| Ohio | $119 | ±$7 | $89 | $181 | 595,682 | 17.8% |
| Oklahoma | $48 | ±$2 | $47 | $50 | 226,223 | 21.4% |
| Oregon | $104 | ±$7 | $96 | $127 | 185,162 | 16.8% |
| Pennsylvania | $161 | ±$7 | $137 | $217 | 494,355 | 13.2% |
| Rhode Island | $330 | ±$20 | $298 | $355 | 34,073 | 11.6% |
| South Carolina | $99 | ±$5 | $88 | $133 | 602,532 | 36.5% |
| South Dakota | $112 | ±$15 | $105 | $126 | 25,870 | 10.1% |
| Tennessee | $78 | ±$5 | $70 | $97 | 414,842 | 20.8% |
| Texas | $81 | ±$2 | $79 | $87 | 2,741,941 | 37.7% |
| Utah | $142 | ±$7 | $132 | $166 | 198,872 | 24.0% |
| Vermont | $217 | ±$23 | $185 | $254 | 23,844 | 11.5% |
| Virginia | $126 | ±$3 | $124 | $133 | 833,423 | 35.3% |
| Washington | $81 | ±$4 | $75 | $97 | 554,456 | 27.8% |
| West Virginia | $52 | ±$5 | $50 | $58 | 70,228 | 12.6% |
| Wisconsin | $211 | ±$10 | $163 | $263 | 194,843 | 11.1% |
| Wyoming | $54 | ±$10 | $50 | $62 | 23,472 | 13.1% |
Source: U.S. Census Bureau, 2025 American Community Survey 1-year estimates, Table B25143 (median monthly fee by mortgage status) and Table B25142 (fee status and amount), table-based summary files. Medians cover owner-occupied housing units that pay a required condo and/or HOA fee; the ACS reports the two fees as one combined amount. The Census Bureau publishes ACS margins of error at the 90% confidence level. Share of owner-occupied homes paying a fee = homes paying a required fee (B25142_002) ÷ all owner-occupied homes (B25142_001), our calculation. Puerto Rico is published separately and is not included in the U.S. figures.
New York had the highest median fee in 2025 and Arkansas the lowest. Margins of error are wide in some smaller states and in the District of Columbia, with Alaska's the widest, so states with close medians may not differ in a statistically meaningful way. Nevada had the largest share of owners paying a fee and North Dakota the smallest.
Nationally, owners without a mortgage paid a higher median fee than owners with one. We compared the two medians in each state using the Census Bureau's test for the difference between two estimates at the 90% confidence level. The median for owners without a mortgage was significantly higher in 42 of the 50 states and the District of Columbia, and the other 9 showed no significant difference. That group includes Montana, the only state where the with-mortgage estimate came out higher. In its report on the 2024 data, the Census Bureau suggested the pattern may reflect living arrangements such as downsizing or moving to communities with more amenities.
This table repeats the rows for the 10 highest and 10 lowest values in the state table above, sorted by median monthly fee.
- New York$809
- District of Columbia$490
- Hawaii$440
- Massachusetts$387
- Connecticut$374
- New Hampshire$333
- Rhode Island$330
- New Jersey$306
- Minnesota$292
- California$272
- New Mexico$60
- Alabama$59
- Louisiana$58
- Mississippi$57
- Missouri$57
- Nebraska$54
- Wyoming$54
- West Virginia$52
- Oklahoma$48
- Arkansas$47
Source: U.S. Census Bureau, 2025 American Community Survey 1-year estimates, Table B25143 (median monthly fee by mortgage status) and Table B25142 (fee status and amount), table-based summary files. Values as shown in the table below the chart.
| State | Median monthly fee | Margin of error | Median fee, with a mortgage | Median fee, without a mortgage | Owner-occupied homes paying a required fee | Share of owner-occupied homes paying a fee |
|---|---|---|---|---|---|---|
| New York | $809 | ±$23 | $763 | $856 | 634,915 | 14.9% |
| District of Columbia | $490 | ±$42 | $456 | $619 | 49,359 | 38.9% |
| Hawaii | $440 | ±$43 | $415 | $470 | 138,228 | 44.0% |
| Massachusetts | $387 | ±$9 | $362 | $453 | 305,104 | 17.2% |
| Connecticut | $374 | ±$8 | $367 | $382 | 154,280 | 15.9% |
| New Hampshire | $333 | ±$14 | $311 | $366 | 62,987 | 15.3% |
| Rhode Island | $330 | ±$20 | $298 | $355 | 34,073 | 11.6% |
| New Jersey | $306 | ±$6 | $288 | $326 | 477,679 | 21.0% |
| Minnesota | $292 | ±$9 | $267 | $333 | 284,703 | 16.5% |
| California | $272 | ±$5 | $261 | $301 | 1,914,953 | 24.7% |
| New Mexico | $60 | ±$4 | $55 | $72 | 90,284 | 15.0% |
| Alabama | $59 | ±$4 | $56 | $64 | 273,391 | 18.6% |
| Louisiana | $58 | ±$4 | $55 | $65 | 198,774 | 15.8% |
| Mississippi | $57 | ±$5 | $49 | $72 | 123,960 | 14.5% |
| Missouri | $57 | ±$4 | $52 | $70 | 479,348 | 26.6% |
| Nebraska | $54 | ±$8 | $47 | $73 | 111,865 | 20.5% |
| Wyoming | $54 | ±$10 | $50 | $62 | 23,472 | 13.1% |
| West Virginia | $52 | ±$5 | $50 | $58 | 70,228 | 12.6% |
| Oklahoma | $48 | ±$2 | $47 | $50 | 226,223 | 21.4% |
| Arkansas | $47 | ±$4 | $45 | $51 | 109,424 | 12.7% |
Source: U.S. Census Bureau, 2025 American Community Survey 1-year estimates, Table B25143 (median monthly fee by mortgage status) and Table B25142 (fee status and amount), table-based summary files. Medians cover owner-occupied housing units that pay a required condo and/or HOA fee; the ACS reports the two fees as one combined amount. The Census Bureau publishes ACS margins of error at the 90% confidence level. Share of owner-occupied homes paying a fee = homes paying a required fee (B25142_002) ÷ all owner-occupied homes (B25142_001), our calculation. Puerto Rico is published separately and is not included in the U.S. figures. Rows copied unchanged from the state table above: the 10 highest and 10 lowest of the 50 states and the District of Columbia, sorted by median monthly fee.
Distribution of Monthly HOA and Condo Fees in the U.S.: 2025
A single median hides a wide spread, so this table shows how many fee-paying homes fall into each monthly fee range nationwide.
| Monthly fee | Owner-occupied homes | Margin of error | Share of homes paying a fee |
|---|---|---|---|
| Less than $25 | 2,675,996 | ±30,253 | 11.5% |
| $25 to $49 | 3,107,222 | ±35,341 | 13.4% |
| $50 to $74 | 2,397,248 | ±34,990 | 10.3% |
| $75 to $99 | 1,524,175 | ±25,006 | 6.6% |
| $100 to $149 | 2,537,704 | ±29,555 | 10.9% |
| $150 to $199 | 1,539,933 | ±24,487 | 6.6% |
| $200 to $299 | 2,550,040 | ±30,026 | 11.0% |
| $300 to $399 | 2,070,500 | ±30,786 | 8.9% |
| $400 to $499 | 1,357,282 | ±23,354 | 5.9% |
| $500 to $749 | 1,709,088 | ±28,414 | 7.4% |
| $750 to $999 | 667,622 | ±16,969 | 2.9% |
| $1,000 to $1,499 | 587,006 | ±17,325 | 2.5% |
| $1,500 or more | 451,751 | ±14,120 | 1.9% |
| All homes paying a required fee | 23,175,567 | ±103,580 | 100% |
Source: U.S. Census Bureau, 2025 American Community Survey 1-year estimates, Table B25142, table-based summary file. Owner-occupied housing units in the 50 states and D.C. Share of homes paying a fee = homes in the fee range ÷ all owner-occupied homes paying a required fee (23,175,567), our calculation; shares may not sum to 100% because of rounding.
About a quarter of fee-paying homes (25.0% by our calculation) paid less than $50 a month, and 3,415,467 homes paid $500 or more. Also by our calculation from Table B25142, 67.0% of fee-paying homeowners in New York paid $500 or more, as did 48.7% in the District of Columbia and 46.6% in Hawaii. In its report on the 2024 data, the Census Bureau noted that HOAs are more common than condos in the U.S. and that their fees are typically lower, which helps explain the cluster of very low fees. The ACS also counted 64,336,167 owner-occupied homes with no required fee.
Share of New Single-Family Homes Sold in an HOA: 2025
New construction is where HOA membership is most common, so this table uses the Census Bureau's Survey of Construction to show the share of new single-family homes sold that were in a homeowners association, by region.
- United States79%
- Northeast50%
- Midwest69%
- South83%
- West82%
- United States, attached homes91%
- United States, detached homes77%
Source: U.S. Census Bureau, Survey of Construction, Characteristics of New Housing, "Homeowners' Association for New Single-Family Houses Sold" (all, attached and detached tables), annual data through 2025, released July 1, 2026. Standard errors for the 2025 shares are 3 percentage points for the U.S., 4 for the South and 8 for the Northeast, Midwest and West; the 2025 Northeast count of homes in an HOA has a relative standard error of 29%. Values as shown in the table below the chart.
Source: U.S. Census Bureau, Survey of Construction, Characteristics of New Housing, "Homeowners' Association for New Single-Family Houses Sold" (all, attached and detached tables), annual data through 2025, released July 1, 2026. Percents are computed by the Census Bureau from unrounded figures. Standard errors for the 2025 shares are 3 percentage points for the U.S., 4 for the South and 8 for the Northeast, Midwest and West; the 2025 Northeast count of homes in an HOA has a relative standard error of 29%.
The national share has stayed between 79% and 81% each year since 2020, up from 62% in 2009. By region in 2025, attached homes sold were in an HOA 77% of the time in the Northeast and 96% of the time in the West. Buyers comparing new construction can find more on that process in our guide to choosing a homebuilder.
Community Associations by State: 2025
These figures from the Foundation for Community Association Research count associations, residents and housing units in each state, covering HOAs, condominiums and cooperatives together.
| State | Rounded estimated number of associations | Rounded estimated number of residents in associations | Rounded estimated number of units in associations |
|---|---|---|---|
| California | 51,700 | 14,489,000 | 5,108,000 |
| Florida | 50,600 | 10,882,000 | 4,473,000 |
| Texas | 23,500 | 6,407,000 | 2,322,000 |
| Illinois | 19,850 | 4,421,000 | 1,755,000 |
| North Carolina | 15,200 | 2,896,000 | 1,186,000 |
| New York | 14,600 | 3,495,000 | 1,367,000 |
| Colorado | 11,800 | 2,568,000 | 1,043,000 |
| Massachusetts | 11,700 | 1,686,000 | 669,000 |
| Georgia | 11,400 | 2,326,000 | 889,000 |
| Washington | 11,000 | 2,478,000 | 972,000 |
| Arizona | 10,300 | 2,276,000 | 911,000 |
| Virginia | 9,300 | 2,071,000 | 822,000 |
| Ohio | 8,850 | 1,659,000 | 690,000 |
| Michigan | 8,750 | 1,445,000 | 592,000 |
| Minnesota | 8,050 | 1,564,000 | 628,000 |
| South Carolina | 7,600 | 1,419,000 | 593,000 |
| New Jersey | 7,300 | 1,506,000 | 569,000 |
| Maryland | 7,300 | 1,084,000 | 418,000 |
| Pennsylvania | 7,200 | 1,366,000 | 562,000 |
| Missouri | 5,800 | 958,000 | 392,000 |
| Wisconsin | 5,700 | 781,000 | 326,000 |
| Tennessee | 5,500 | 765,000 | 315,000 |
| Indiana | 5,250 | 880,000 | 355,000 |
| Connecticut | 5,200 | 477,000 | 189,000 |
| Oregon | 4,200 | 587,000 | 240,000 |
| Nevada | 3,850 | 1,310,000 | 509,000 |
| Utah | 3,800 | 658,000 | 217,000 |
| Alabama, Idaho, Iowa, Kentucky, Louisiana, Montana and New Hampshire | Between 2,000 and 3,000 each | Not published | Not published |
| Delaware, District of Columbia, Hawaii, Kansas, Maine, Nebraska, New Mexico, Oklahoma, Rhode Island and Vermont | Between 1,000 and 2,000 each | Not published | Not published |
| Alaska, Arkansas, Mississippi, North Dakota, South Dakota, West Virginia and Wyoming | Fewer than 1,000 each | Not published | Not published |
| Total U.S. | 373,000 | 78.1 million | 29.6 million |
Source: Foundation for Community Association Research, "2025 U.S. National and State Statistical Review." Reprinted with permission of the Foundation for Community Association Research. Learn more by visiting foundation.caionline.org or calling (888) 224-4321. The Foundation describes these as curated estimates drawn from U.S. Census data, including the American Community Survey, and from housing development and real estate data sources; they are not a direct count. "Community association" covers condominiums, cooperatives and planned communities, which are sometimes called HOAs.
The Foundation estimates that homeowners associations make up about 58% to 63% of all community associations, condominium communities 35% to 40% and cooperatives 2% to 4%, and that 35.2% of U.S. housing is in a community association. It also estimates that associations collected $124.2 billion in assessments from homeowners in 2025. Many associations hire outside management firms to collect those fees and run day-to-day operations; our directory of HOA and community association management companies lists firms in that category.
What HOA Fee Data Means for Buyers
The state medians give a starting range, but a buyer's real figure is the one on the specific association's budget, which belongs in the monthly payment estimate alongside the mortgage, taxes and insurance; our guide to choosing a mortgage lender and title company covers that side of the purchase. With two years of combined HOA and condo fee data now published, each new ACS release will make it easier to see how these fees move by state.
Sources
- U.S. Census Bureau. "American Community Survey 2025 1-Year Estimates, Table B25143: Median Monthly Homeowners Association and/or Condominium Fee (Dollars) by Mortgage Status" (table-based summary file). Released October 29, 2026. https://www2.census.gov/programs-surveys/acs/summary_file/2025/table-based-SF/data/1YRData/acsdt1y2025-b25143.dat
- U.S. Census Bureau. "American Community Survey 2025 1-Year Estimates, Table B25142: Monthly Homeowners Association and/or Condominium Fee" (table-based summary file). Released October 29, 2026. https://www2.census.gov/programs-surveys/acs/summary_file/2025/table-based-SF/data/1YRData/acsdt1y2025-b25142.dat
- U.S. Census Bureau. "American Community Survey 2024 1-Year Estimates, Table B25143: Median Monthly Homeowners Association and/or Condominium Fee (Dollars) by Mortgage Status" (table-based summary file). Released September 11, 2025. https://www2.census.gov/programs-surveys/acs/summary_file/2024/table-based-SF/data/1YRData/acsdt1y2024-b25143.dat
- U.S. Census Bureau. "2025 Data Release" (American Community Survey). Accessed October 29, 2026. https://www.census.gov/programs-surveys/acs/news/data-releases/2025.html
- U.S. Census Bureau. "Condo or Homeowners Association Fees Topped $500 Monthly for About 3 Million Households." September 11, 2025. https://www.census.gov/library/stories/2025/09/condo-hoa-fees.html
- U.S. Census Bureau. "Change to Condominium Questions" (ACS user note). December 2025. https://www.census.gov/programs-surveys/acs/technical-documentation/user-notes/2025-07.html
- U.S. Census Bureau. "Understanding and Using American Community Survey Data: What All Data Users Need to Know," Chapter 7, "Understanding Error and Determining Statistical Significance." 2020. https://www.census.gov/content/dam/Census/library/publications/2020/acs/acs_general_handbook_2020_ch07.pdf
- U.S. Census Bureau. "Homeowners' Association for New Single-Family Houses Sold" (Characteristics of New Housing, annual data through 2025). July 1, 2026. https://www.census.gov/construction/chars/xls/soldassociation_cust.xls
- U.S. Census Bureau. "Highlights of 2025 Characteristics of New Housing." Accessed October 22, 2026. https://www.census.gov/construction/chars/highlights.html
- Foundation for Community Association Research. "2025 U.S. National and State Statistical Review." 2026. https://foundation.caionline.org/wp-content/uploads/2026/03/2025StatisticalReviewFoundation.pdf
- Foundation for Community Association Research. "Community Association Fact Book." Accessed October 22, 2026. https://foundation.caionline.org/publications/factbook/
Figures are shown as published by the sources named under each table. How we source and correct: editorial and corrections policy. Spotted an error? Contact us.
Release dates for these sources: Data release calendar.