Rocket Mortgage (Rocket Companies) vs United Wholesale Mortgage (UWM)
Not financial advice. We describe what companies disclose in their filings. We do not quote rates or recommend a lender. Compare official Loan Estimates before choosing.
Last verified: 2026-10-20
Both are based in Michigan and both say they are number one. Rocket measures by loan units and sells directly to borrowers. UWM measures by dollar volume and sells only through brokers.
Rocket Mortgage (Rocket Companies)
UnscoredWins when: you want to apply directly online and keep search, loan and servicing with one company.
United Wholesale Mortgage (UWM)
UnscoredWins when: you want a broker to shop several wholesale lenders for you.
Side by side
| Item | Rocket Mortgage (Rocket Companies) | United Wholesale Mortgage (UWM) |
|---|---|---|
| ‘Largest’ claim | By loan units; also largest servicer | By closed loan volume; also largest purchase lender |
| 2025 volume | $130.4B closed | $163.4B total |
| How you reach it | Directly or via partners | Only through an independent broker |
| 2025 revenue | $6,695M | $3,160.6M |
| 2025 net result | $(68)M attributable | $244.0M net income |
Figures are from each company’s 10-K for 2025 (Dec 31, 2025 unless noted). Read 2026-10-20. Neither is scored.
Last verified 2026-10-20. Figures were re-read from the linked sources that day.
View changelog
- Comparison published.
Sources
- Rocket Companies Form 10-K for 2025 · accessed 2026-10-20
- UWM Holdings Corporation Form 10-K for 2025 · accessed 2026-10-20