Title insurers
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The four national title underwriters and the brands they sell under.
Last updated: 2026-10-20
We do not score lenders or title insurers. Pricing depends on the borrower and changes daily, and we have no fair, sourced way to rank service. Firms are listed alphabetically.
The four national title underwriters, from their 10-Ks
| Company | Main underwriter brands | Market position (as filed) | 2025 revenue |
|---|---|---|---|
| FNF | Fidelity National Title, Chicago Title, Commonwealth Land Title | 32% share through Q3 2025 (ALTA) | $14,445M total, incl. F&G |
| First American | First American Title | Second largest (ALTA) | $7,452.2M |
| Old Republic | Old Republic National Title | Not stated in passages read | $2,928.9M title segment |
| Stewart | Stewart Title Guaranty | ‘One of the leading’ (ALTA) | $2,921.6M total |
Stewart’s 10-K names the other three as its largest competitors. Shares are as each company reports them from ALTA data; we did not use ALTA’s tables directly. Revenue figures are not comparable: FNF’s includes an annuity insurer.
Profiled in this segment
Fidelity National Financial (FNF)
Public. Underwriters include Fidelity National Title, Chicago Title and Commonwealth Land Title; also owns most of F&G (annuities and life).
About a third of the U.S. title market, through several brands buyers may not know share an owner.
Profile and sources →First American
Public. Title insurance and services segment plus a home warranty segment.
Second largest in the U.S. and believes it has the largest title market share outside the U.S.
Profile and sources →Old Republic Title
Public. Title is one of two segments; specialty (commercial) insurance is larger.
78.1% of 2025 title premiums and fees came from policies issued by independent title agents.
Profile and sources →Stewart Title
Public. Underwriter Stewart Title Guaranty Company plus a real estate solutions segment.
Names FNF, First American and Old Republic as its largest competitors.
Profile and sources →Who each is actually for
Based on what the cited sources say, not on reviews. If we had no source, the cell is left out.
| Firm | Fit signals from the sources |
|---|---|
| Fidelity National Financial (FNF) | Buyers and lenders in markets where FNF brands dominate; check which brand your closing uses. Commercial deals needing a large underwriter. |
| First American | Buyers and lenders wanting a large national underwriter. International and cross-border commercial deals. |
| Old Republic Title | Independent title agents seeking an underwriter. Buyers whose local agent writes on Old Republic paper. |
| Stewart Title | Buyers and agents who want an independent alternative to the two largest underwriters. Lenders buying valuation and closing services from one vendor. |
Last verified 2026-10-20. Figures were re-read from the linked sources that day.
View changelog
- Section published: hub, three sub-hubs, eight profiles and three comparisons, from 2025 10-Ks read this day.
Sources
- Fidelity National Financial Form 10-K for 2025 · accessed 2026-10-20
- First American Financial Form 10-K for 2025 · accessed 2026-10-20
- Old Republic International Form 10-K for 2025 · accessed 2026-10-20
- Stewart Information Services Form 10-K for 2025 · accessed 2026-10-20